Friday, September 16, 2011

What am I thinking?

I'm wondering more and more about what I was thinking when I quit my job with minimal to no plan.
Yes, I know the economy is bad.
Yes, I know that a lot of people are looking for work.
Yes, I know I live in high cost of living area.

But I found a job with minimal effort.
Yes, it is not ideal.
Yes, it is temporary.
Yes, it pays damn well.

I've been networking up a storm. I've been letting everyone I know/meet that I will be looking for a job come November. I've been becoming more involved in professional organizations in my field.

But I haven't really applied for that many jobs. And I haven't really looked that hard at the job listings. And I don't really know what I want.

I don't need a job again until mid-November. But I don't really want to have a job again. I just want to do something I love every day and get paid for it.

What am I doing? Seriously?


Today I'm grateful for: fun surprises in the mail

Wednesday, September 14, 2011

On burning bridges

I'm not sure how much detail I've given about my first job on here. I know I've referred to unhappy I was, how much I hated my boss and how my misery started spilling over to other parts of my life. I still call the boss the b!tch from hell (shortened here to BFH).

Background on how miserable I was at that job. I wrote in my blog at the time (and keep in mind that it was 2006 and I didn't use capital letters):

i'm in an abusive relationship... but it's with my boss. she has me feeling so stupid and useless that i really believe i am stupid and useless. now i get it.

but it's a good thing that i gave my 2 weeks notice. i keep thinking of the line from the first season of desperate housewives when rex is moving out and bree says to to him: "why is this happening?" and rex says, "because you won't even let me pack my own suitcase."

metaphorically that is my life here. it is a battle for control that i keep losing and will never win. and i guess i am like rex... moving out and moving on. sort of.

And it looks like our paths may cross again.


A little background, in my industry her job is referred to as a supplier and I'm on the other side, someone who would utilize her services. My current boss, who I really like and respect, mentioned that she had a lunch appointment that I might like to join her on with BFH. As soon as I heard the name, my stomach dropped. I told my current boss that I would prefer not to go to the lunch because BFH and I did not leave on the best term. Current boss understood and isn't the hugest fan of BFH either, but current boss is much better at the shmoozing game than I am.

BFH is apparently a member of the same professional organization as I am, so our paths will definitely cross at some point. I'm dreading that day.

I burned that bridge and I'm going to have to see BFH.
 
Have you ever burned bridges? Did it come back to bite you?
 
Today I'm grateful for: catching up

Monday, September 12, 2011

Odds and Ends

(+) I got my first paycheck on Friday. I get paid weekly now which is kinda weird, but I'll take it! I made $873. For one week. If I work 40 hours a week (which won't happen every single week, due to holidays, etc.), I'll make $800 a month more than at my last job. Hardcore.
(-) I won't make as much for this past week's work since I didn't work on Labor Day.
(-) I'm still not sure how I feel about the work itself. Sure the money is nice, but I don't know that this is the type of place that I want to work for the long haul. My coworkers are nice and I really like my boss, but working for such a big company just feels restrictive. There are rules and policies and procedures and forms for everything with not so much room to figure things out or do it my own way.

(-) Mr. Cupcake and I still haven't had "the talk" in regards to money. We've talked about it, but not in as much detail as I would like. I want to know numbers. How much debt does he really have? Does he have a plan to pay it off? I think talk like that stresses him out and my one track-ness on the topic doesn't much help.
(+) I am totally, 100% out as a crazy coupon lady. I even took Mr. Cupcake to CVS on a trip with me. He was super impressed by all of the stuff that I got for $1.28. He's also starting to incorporate some of my cost saving measures in his own grocery and toiletry shopping. We talk more now about sales and coupons and I love it.

(+) Mr. Cupcake got a new job. It is a very lateral move and his income is only going up by about $2,000. There are some additional benefits that will help pad his paycheck a bit more--transportation benefits and his company's large health care benefits contribution. He's been looking for a long time and I know the work will be more fulfilling for him.
(-) I'm happy for him... really, but I'm feeling a bit selfish. I want him to be more financially stable. He's 6 years older than me and I worry about our long term financial stability. I want to have the option of working part time after having babies and I don't think that will ever be an option with him. We have so much fun together, but I'm starting to worry that this financial side of things could be a deal breaker.

How do you feel about your partner's attitudes towards money? If they were drastically different at the start, what did you do to make them closer together?

Today I'm grateful for: a me day

Thursday, September 1, 2011

Last Day Net Worth: August

Since I took a bit of a hiatus in July, I haven't done one of these since June. I did make note of my net worth in July, I just didn't post it because it was getting depressing. A two month break from getting a paycheck combined with a seriously moody stock market definitely led to a dip in my net worth. When you last saw it, I was at $130,652.26. Now... well... see for yourself.

Liquid Assets
Cash (checking, MMA, W2S): $32,064.89
GNMA: $18,951.83
Total Bond Index: $19,033.54
Total Stock Index: $27,571.35
Total Liquid: $97,621.61
Percent Change: -3.49%

Retirement Assets
Roth IRA (Target 2045): $5,996.09
403(b) (S&P 500 Index): $19,954.85
Total Retirement: $25,950.94
Percent Change: -5.53%

Total Net Worth: $123,572.55
Percent Change: -3.93%

I'm down about $7,000 and I definitely haven't spent that much in my two months of unemployment. Damn you stock market!! I guess the more you invest, the more you risk losing. I'm in it for the long haul though.

Standard disclaimer: I track my net worth on the last day of each month, so that it remains consistent based on the usual fluctuations in my monthly spending.


Today I'm grateful for: keeping my net worth in the 6 figure club :)